:root{
  --atf-navy:#082f3a;
  --atf-deep:#062630;
  --atf-sea:#0f6770;
  --atf-mist:#eff5f4;
  --atf-cream:#fbf9f4;
  --atf-gold:#c8a46b;
  --atf-ink:#12313b;
  --atf-muted:#62747a;
  --atf-line:#d9e2e0;
  --atf-white:#fff;
}
.title-agent-page{background:#fff;color:var(--atf-ink)}
.title-agent-page .floating-actions{display:none}
.ta-hero{background:linear-gradient(135deg,#062a35 0%,#0a3c49 54%,#0d5960 100%);color:#fff;overflow:hidden;position:relative}
.ta-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 20%,rgba(255,255,255,.08),transparent 30%),linear-gradient(90deg,rgba(4,27,35,.2),transparent 55%);pointer-events:none}
.ta-hero-inner{max-width:1320px;margin:0 auto;padding:86px 32px 0;display:grid;grid-template-columns:minmax(0,1.03fr) minmax(360px,.75fr);gap:70px;align-items:end;position:relative;z-index:1}
.ta-eyebrow{font:700 .78rem/1.2 Manrope,sans-serif;letter-spacing:.19em;text-transform:uppercase;color:#d9c29b;margin:0 0 20px}
.ta-hero h1,.ta-section h2,.ta-form-head h2,.fsbo-title-hero h1{font-family:"Cormorant Garamond",serif;font-weight:500;letter-spacing:-.035em}
.ta-hero h1{font-size:clamp(4rem,7.4vw,7.1rem);line-height:.87;margin:0;max-width:780px}
.ta-hero h1 em{font-weight:500}
.ta-hero-sub{font-size:1.12rem;line-height:1.75;color:rgba(255,255,255,.76);max-width:650px;margin:28px 0 0}
.ta-hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:34px 0 44px}
.ta-button{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 24px;border-radius:3px;text-decoration:none;font:800 .76rem/1 Manrope,sans-serif;letter-spacing:.11em;text-transform:uppercase;border:1px solid transparent;transition:.2s ease;cursor:pointer}
.ta-button.primary{background:#fff;color:var(--atf-navy)}
.ta-button.primary:hover{background:#eaf0ef;transform:translateY(-1px)}
.ta-button.ghost{border-color:rgba(255,255,255,.6);color:#fff;background:transparent}
.ta-button.ghost:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.ta-portrait-wrap{position:relative;min-height:610px;display:flex;align-items:flex-end;justify-content:center}
.ta-portrait-wrap:before{content:"";position:absolute;width:86%;height:82%;bottom:0;border:1px solid rgba(255,255,255,.2);border-bottom:0}
.ta-portrait{position:relative;z-index:1;display:block;width:min(100%,520px);max-height:650px;object-fit:contain;object-position:center bottom;filter:saturate(.92) contrast(1.02)}
.ta-stats{grid-column:1/-1;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.22);margin-top:0}
.ta-stat{padding:23px 22px;border-right:1px solid rgba(255,255,255,.16)}
.ta-stat:first-child{padding-left:0}
.ta-stat:last-child{border-right:0}
.ta-stat strong{display:block;font-family:"Cormorant Garamond",serif;font-size:1.65rem;font-weight:500;color:#fff}
.ta-stat span{display:block;margin-top:3px;font:.68rem/1.4 Manrope,sans-serif;text-transform:uppercase;letter-spacing:.13em;color:rgba(255,255,255,.55)}
.ta-underwriters{background:#fff;border-bottom:1px solid var(--atf-line)}
.ta-underwriters-inner{max-width:1200px;margin:auto;padding:23px 32px;display:flex;align-items:center;gap:28px;justify-content:space-between}
.ta-underwriters-label{font:700 .72rem/1.2 Manrope,sans-serif;letter-spacing:.13em;text-transform:uppercase;color:#718187;white-space:nowrap}
.ta-underwriters-logos{display:flex;align-items:center;justify-content:flex-end;gap:36px;flex-wrap:wrap}
.ta-underwriters-logos img{max-width:134px;max-height:42px;object-fit:contain;filter:grayscale(1);opacity:.7}
.ta-section{padding:94px 32px}
.ta-section.soft{background:var(--atf-cream)}
.ta-section.mist{background:var(--atf-mist)}
.ta-wrap{max-width:1200px;margin:0 auto}
.ta-about-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(340px,.72fr);gap:78px;align-items:start}
.ta-section-label{font:800 .72rem/1.2 Manrope,sans-serif;text-transform:uppercase;letter-spacing:.18em;color:var(--atf-sea);margin:0 0 18px}
.ta-section h2,.ta-form-head h2{font-size:clamp(3.15rem,5.3vw,5.25rem);line-height:.94;margin:0;color:var(--atf-navy)}
.ta-lede{font-size:1.18rem;line-height:1.85;color:#435960;margin:28px 0 0;max-width:760px}
.ta-copy p{font-size:1rem;line-height:1.84;color:#51656b}
.ta-quote{font-family:"Cormorant Garamond",serif;font-style:italic;font-size:2rem;line-height:1.25;color:var(--atf-navy);border-left:2px solid var(--atf-gold);padding:4px 0 4px 24px;margin:38px 0 0}
.ta-profile-card{background:#fff;border:1px solid var(--atf-line);box-shadow:0 24px 55px rgba(11,47,58,.08);padding:32px}
.ta-profile-card h3{font-family:"Cormorant Garamond",serif;font-size:2.1rem;font-weight:500;margin:0 0 22px;color:var(--atf-navy)}
.ta-detail{display:grid;grid-template-columns:105px 1fr;gap:12px;padding:13px 0;border-top:1px solid #e6ecea}
.ta-detail:first-of-type{border-top:0}
.ta-detail dt{font:700 .68rem/1.45 Manrope,sans-serif;text-transform:uppercase;letter-spacing:.1em;color:#7e8d91}
.ta-detail dd{margin:0;color:#243f47;line-height:1.45}
.ta-profile-note{margin:20px 0 0;padding-top:20px;border-top:1px solid #e6ecea;color:#63757a;font-size:.9rem;line-height:1.65}
.ta-fsbo{background:var(--atf-deep);color:#fff;overflow:hidden}
.ta-fsbo-grid{display:grid;grid-template-columns:.92fr 1.08fr;min-height:660px}
.ta-fsbo-media{background:linear-gradient(rgba(2,30,38,.12),rgba(2,30,38,.25)),url('https://images.unsplash.com/photo-1564013799919-ab600027ffc6?auto=format&fit=crop&w=1800&q=86') center/cover no-repeat;min-height:540px}
.ta-fsbo-content{padding:86px clamp(34px,6vw,90px);display:flex;flex-direction:column;justify-content:center}
.ta-fsbo .ta-section-label{color:#e0bd82}
.ta-fsbo h2{color:#fff}
.ta-fsbo p{color:rgba(255,255,255,.72);line-height:1.8}
.ta-checks{display:grid;grid-template-columns:1fr 1fr;gap:14px 24px;margin:28px 0 34px}
.ta-check{display:flex;gap:10px;align-items:flex-start;color:#f3f7f6;font-size:.92rem;line-height:1.45}
.ta-check:before{content:"✓";color:#d7b87e;font-weight:800}
.ta-fsbo-foot{font-size:.78rem!important;color:rgba(255,255,255,.5)!important}
.ta-form-section{background:#f6f3ed;padding:100px 32px}
.ta-form-shell{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:minmax(280px,.64fr) minmax(0,1.36fr);gap:64px;align-items:start}
.ta-form-head{position:sticky;top:22px}
.ta-form-head p{color:#586a70;line-height:1.75}
.ta-form-kpis{margin-top:30px;border-top:1px solid #d7dcda}
.ta-form-kpi{padding:15px 0;border-bottom:1px solid #d7dcda;display:flex;gap:14px;align-items:flex-start}
.ta-form-kpi strong{display:block;font-size:.84rem;color:var(--atf-navy)}
.ta-form-kpi span{display:block;font-size:.8rem;color:#718187;margin-top:2px}
.title-order-form{background:#fff;border:1px solid #dde3e1;padding:34px;box-shadow:0 26px 65px rgba(7,45,55,.08)}
.to-section{padding:0 0 30px;margin:0 0 30px;border-bottom:1px solid #e1e7e5}
.to-section:last-of-type{border-bottom:0;padding-bottom:0}
.to-section-head{display:flex;align-items:baseline;gap:14px;margin-bottom:20px}
.to-section-head span{font:800 .68rem/1 Manrope,sans-serif;color:var(--atf-sea);letter-spacing:.13em}
.to-section-head h3{font-family:"Cormorant Garamond",serif;font-size:1.9rem;font-weight:500;color:var(--atf-navy);margin:0}
.to-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.to-grid .full{grid-column:1/-1}
.title-order-form label{display:block;font:700 .72rem/1.3 Manrope,sans-serif;letter-spacing:.04em;color:#3f565e}
.title-order-form input,.title-order-form select,.title-order-form textarea{width:100%;box-sizing:border-box;margin-top:8px;background:#fbfcfb;border:1px solid #cfd9d7;border-radius:2px;padding:13px 14px;color:#173842;font:500 .93rem/1.35 Manrope,sans-serif;outline:none;transition:.15s ease}
.title-order-form input:focus,.title-order-form select:focus,.title-order-form textarea:focus{border-color:#397a82;box-shadow:0 0 0 3px rgba(57,122,130,.09);background:#fff}
.title-order-form textarea{min-height:116px;resize:vertical}
.to-inline-check{display:flex!important;align-items:flex-start;gap:10px;font-weight:500!important;line-height:1.5!important;color:#53676d!important}
.to-inline-check input{width:auto;margin:2px 0 0;flex:none}
.to-submit-row{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-top:26px}
.to-submit{border:0;background:#d46743;color:#fff;min-height:54px;padding:0 28px;border-radius:3px;font:800 .74rem/1 Manrope,sans-serif;text-transform:uppercase;letter-spacing:.11em;cursor:pointer}
.to-submit:hover{background:#ba5534}.to-submit:disabled{opacity:.6;cursor:wait}
.to-status{display:none;margin-top:18px;padding:14px 16px;border-radius:2px;font-size:.9rem;line-height:1.55}
.to-status.ok{display:block;background:#e8f5ef;color:#1f6249;border:1px solid #b8dfcd}
.to-status.err{display:block;background:#fff0ec;color:#8a351e;border:1px solid #efc0b4}
.to-privacy{font-size:.74rem;color:#7a898e;line-height:1.55;margin:14px 0 0}
.to-hp{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.ta-cta{background:#0a3440;color:#fff;text-align:center;padding:86px 32px}
.ta-cta-inner{max-width:860px;margin:auto}.ta-cta h2{color:#fff}.ta-cta p{color:rgba(255,255,255,.72);font-size:1.05rem;line-height:1.75}
.ta-cta-actions{display:flex;justify-content:center;gap:12px;flex-wrap:wrap;margin-top:30px}
.ta-faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}.ta-faq details{border-top:1px solid #d8e0de;padding:20px 0}.ta-faq details:last-child{border-bottom:1px solid #d8e0de}.ta-faq summary{cursor:pointer;font-weight:700;color:#183b45}.ta-faq p{color:#5d7176;line-height:1.75;margin-bottom:0}
.fsbo-title-hero{background:linear-gradient(90deg,rgba(5,42,52,.88),rgba(5,42,52,.48)),url('https://images.unsplash.com/photo-1564013799919-ab600027ffc6?auto=format&fit=crop&w=2200&q=88') center/cover no-repeat;color:#fff;padding:108px 32px 100px}
.fsbo-title-hero .ta-wrap{max-width:1200px}.fsbo-title-hero h1{font-size:clamp(4rem,7vw,7rem);line-height:.9;margin:0;max-width:900px}.fsbo-title-hero p{max-width:720px;color:rgba(255,255,255,.78);font-size:1.12rem;line-height:1.75}
.fsbo-process{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#dbe3e1;border:1px solid #dbe3e1;margin-top:42px}.fsbo-step{background:#fff;padding:28px}.fsbo-step span{font:800 .7rem/1 Manrope,sans-serif;letter-spacing:.12em;color:var(--atf-sea)}.fsbo-step h3{font-family:"Cormorant Garamond",serif;font-size:1.65rem;font-weight:500;color:var(--atf-navy);margin:10px 0}.fsbo-step p{font-size:.88rem;line-height:1.65;color:#63757a;margin:0}
@media(max-width:960px){
 .ta-hero-inner{grid-template-columns:1fr;padding-top:64px;gap:28px}.ta-portrait-wrap{min-height:420px;max-height:480px}.ta-portrait{max-height:480px}.ta-stats{grid-template-columns:1fr 1fr}.ta-stat:nth-child(2){border-right:0}.ta-about-grid,.ta-form-shell,.ta-faq-grid{grid-template-columns:1fr}.ta-form-head{position:static}.ta-fsbo-grid{grid-template-columns:1fr}.ta-fsbo-media{min-height:420px}.fsbo-process{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
 .ta-hero-inner,.ta-section,.ta-form-section,.ta-cta,.fsbo-title-hero{padding-left:20px;padding-right:20px}.ta-hero h1{font-size:3.45rem}.ta-hero-actions{margin-bottom:30px}.ta-portrait-wrap{min-height:340px}.ta-stats{margin-left:-20px;margin-right:-20px}.ta-stat{padding:18px}.ta-stat strong{font-size:1.35rem}.ta-underwriters-inner{padding:18px 20px;align-items:flex-start;flex-direction:column}.ta-underwriters-logos{justify-content:flex-start;gap:22px}.ta-underwriters-logos img{max-width:102px;max-height:34px}.ta-section{padding-top:68px;padding-bottom:68px}.ta-section h2,.ta-form-head h2{font-size:3rem}.ta-about-grid{gap:42px}.ta-fsbo-content{padding:60px 20px}.ta-checks{grid-template-columns:1fr}.title-order-form{padding:22px 18px}.to-grid{grid-template-columns:1fr}.to-grid .full{grid-column:auto}.fsbo-process{grid-template-columns:1fr}.ta-faq-grid{gap:26px}
}